Program Overview
Our Bank-Level Term Loans provide established businesses with access to premium financing typically reserved for larger corporations. Partnering with regional banks, we offer competitive rates and extended terms to help you grow your business with confidence.
Key Benefits:
- Rates starting at WSJ Prime +1.5%
- Terms up to 60 months
- No prepayment penalties
- Simple monthly payments
- Builds business credit
Available in These States:
Loan Terms
- Loan Amount:$10,000 – $1,000,000
- Term Length:12 – 60 months
- Interest Rate:WSJ Prime +1.5%
- Payment Frequency:Monthly
- Prepayment:No penalty
Eligibility Requirements
- 2+ years in business
- 640+ credit score
- $100K+ annual revenue
- Business checking account
- No recent bankruptcies
- 25%+ owner guarantee
Required Documentation
To process your bank-level term loan application, we'll need the following documents:
For All Applications
- Completed loan application
- Last 3 months business bank statements
- Copy of driver's license
For Loans Over $100K
- 2 years business tax returns
- Year-to-date P&L and balance sheet
- Personal financial statement
Ready to Access Premium Financing?
Our banking specialists are ready to help you secure the perfect term loan for your business needs.
Have questions? Contact our team
Important Compliance Notice
Investor Credit Partners is not a lender. We are a brokerage and advisory firm that works with a network of funding providers. All programs, rates, amounts, and timelines are subject to change and approval by the underlying provider. Approvals depend on creditworthiness and underwriting. Some programs require a soft credit pull and some require a hard pull. Programs may be limited by state availability and industry. Nothing on this page is financial, legal, or tax advice.