Premium Financing

Bank-Level Term Loans

Access premium financing with terms up to 60 months and rates starting at WSJ Prime +1.5%. Designed for established businesses in select states.

$10K - $1M

Loan amounts

12-60 months

Term lengths

WSJ Prime +1.5%

Competitive rates

Select States

Available locations

Program Overview

Our Bank-Level Term Loans provide established businesses with access to premium financing typically reserved for larger corporations. Partnering with regional banks, we offer competitive rates and extended terms to help you grow your business with confidence.

Key Benefits:

  • Rates starting at WSJ Prime +1.5%
  • Terms up to 60 months
  • No prepayment penalties
  • Simple monthly payments
  • Builds business credit

Available in These States:

Connecticut (CT)
Massachusetts (MA)
Rhode Island (RI)
Pennsylvania (PA)
Florida (FL)
North Carolina (NC)
South Carolina (SC)
Georgia (GA)
Texas (TX)

Loan Terms

  • Loan Amount:$10,000 – $1,000,000
  • Term Length:12 – 60 months
  • Interest Rate:WSJ Prime +1.5%
  • Payment Frequency:Monthly
  • Prepayment:No penalty

Eligibility Requirements

  • 2+ years in business
  • 640+ credit score
  • $100K+ annual revenue
  • Business checking account
  • No recent bankruptcies
  • 25%+ owner guarantee

Required Documentation

To process your bank-level term loan application, we'll need the following documents:

For All Applications

  • Completed loan application
  • Last 3 months business bank statements
  • Copy of driver's license

For Loans Over $100K

  • 2 years business tax returns
  • Year-to-date P&L and balance sheet
  • Personal financial statement

Ready to Access Premium Financing?

Our banking specialists are ready to help you secure the perfect term loan for your business needs.

Have questions? Contact our team