Multi-Lender Financing

Syndicated Term Loans

Secure $500,000 to $25,000,000 in financing through our network of lenders for large-scale business needs, acquisitions, and growth initiatives.

$500K - $25M
Loan Amounts
5-10 Years
Term Length
4.5%+
Interest Rates
30-60 Days
Time to Close

What is a Syndicated Term Loan?

A Syndicated Term Loan involves multiple lenders pooling their resources to provide a single, large loan to a business. This structure allows for larger loan amounts than a single lender might provide, with more flexible terms and competitive rates.

Key Advantages

Larger Amounts: Access to significantly higher loan amounts than traditional financing

Competitive Rates: Multiple lenders competing for your business drives better rates

Flexible Terms: Customizable repayment structures to match your business needs

Single Contact: One point of contact for simplified loan servicing

Growth Partner: Potential for additional funding as your business expands

Perfect For:

• Business acquisitions and buyouts

• Major expansions and capital expenditures

• Debt refinancing and recapitalization

• Large-scale equipment purchases

• Working capital for rapid growth

Loan Terms

    n
  • Loan Amount:$500,000 – $25,000,000+
  • Term Length:2-7 years
  • Interest Rate:Starting at SOFR + 3.5%
  • Amortization:Up to 25 years
  • Prepayment:Negotiable terms
  • Time to Close:30-60 days

Qualification Criteria

Financial Requirements:

• Verifiable personal income: $40,000+ annually

• Minimum credit score: 680

• Positive cash flow and strong business financials

Flexible Terms:

• No minimum time in business required

• Collateral requirements vary by loan amount

The Syndication Process

How we secure large-scale financing for your business

1

Initial Consultation

We discuss your financing needs, business goals, and review your financials to determine if syndication is the right solution.

2

Documentation & Underwriting

You provide financial documents, and our team prepares a comprehensive loan package for potential lenders.

3

Lender Syndication

We leverage our network of lenders to form a syndicate that will fund your loan, negotiating the best terms on your behalf.

4

Closing & Funding

Once terms are agreed upon, we coordinate the closing process and ensure funds are disbursed according to your needs.

Required Documentation

To begin the syndicated loan process, please gather the following documents:

Business Documents

  • Business tax returns (3 years)
  • Year-to-date financial statements
  • Business debt schedule
  • Business plan or executive summary
  • Business licenses and registrations

Personal & Project Documents

  • Personal financial statement
  • Personal tax returns (2 years)
  • Use of funds breakdown
  • Collateral documentation (if applicable)
  • Resumes of key management

Next Steps

  1. Complete our initial application form
  2. Schedule a consultation with our team
  3. Submit required documentation
  4. Review loan term sheet
  5. Close and fund your loan

Ready to Secure Large-Scale Financing?

Our team of syndication experts is ready to help you access the capital you need for your business's next chapter.

Have questions? Contact our syndication team for more information.

Important Compliance Notice

Investor Credit Partners is not a lender. We are a brokerage and advisory firm that works with a network of funding providers. All programs, rates, amounts, and timelines are subject to change and approval by the underlying provider. Approvals depend on creditworthiness and underwriting. Some programs require a soft credit pull and some require a hard pull. Programs may be limited by state availability and industry. Nothing on this page is financial, legal, or tax advice.