Fixed-Rate Financing

Bank Term Loans

Secure $10,000 to $500,000 with fixed interest rates and predictable monthly payments. Perfect for established businesses with defined financing needs.

$10K - $500K

Loan amounts

6 mo - 7 yrs

Term lengths

Fixed Rates

Predictable payments

< 1 Week

Time to close

Program Overview

Our Bank Term Loans provide established businesses with a lump sum of capital that's repaid over a set period with a fixed interest rate. This traditional financing solution offers predictable payments and competitive rates for businesses with strong credit and financials.

Ideal For:

Large One-Time Expenses
Debt Refinancing
Working Capital
Inventory Financing
Equipment Purchases
Business Expansion
Operational Expenses
Business Acquisition

Key Benefits

Fixed interest rates for predictable payments
No prepayment penalties on most loans
Longer terms than alternative financing
Builds business credit when paid as agreed

Loan Terms

Amounts:$10,000 – $500,000
Term Length:6 months – 7 years
Interest Rate:Starting at 7.99% fixed
Payment Frequency:Weekly, Bi-weekly, or Monthly
Time to Funding:As fast as 5 business days

Eligibility Requirements

2+ years in business
650+ credit score
$20K+ monthly revenue
LLC/Corporate structure
Positive cash flow
No recent bankruptcies

Bank Term Loans vs. Other Financing

How our bank term loans compare to other financing options

Feature	Bank Term Loan	Line of Credit	Alternative Loan
Interest Rate	7.99% - 15.99%	10% - 25%	15% - 99%
Term Length	6 mo - 7 yrs	Revolving	3 mo - 5 yrs
Payment Structure	Fixed monthly	Minimum + interest	Daily/Weekly
Funding Amount	$10K - $500K	$5K - $250K	$5K - $500K
Speed to Fund	5-10 days	1-3 days	1-2 days
Best For	Large, one-time expenses	Ongoing expenses	Quick cash needs

Required Documentation

To process your bank term loan application, we'll need the following documents:

Business Documents

Completed loan application
Business tax returns (2-3 years)
Year-to-date P&L and balance sheet
Business debt schedule

Personal Documents

Personal tax returns (2 years)
Personal financial statement
Government-issued photo ID
Voided business check

Ready to Secure Your Term Loan?

Our lending specialists are here to help you find the perfect financing solution for your business needs.

Have questions? Contact our lending team for more information.