Equipment Financing

Business Equipment Financing

Get $10,000 to $3,000,000 to purchase or lease the equipment your business needs with 100% financing options and fast approvals.

$10K - $3M

Financing amounts

100%

Financing available

1-3 Days

Approval time

575+ FICO

Minimum score

Program Overview

Our Equipment Financing program helps businesses acquire the equipment they need to grow without tying up working capital. Whether you're looking to purchase new or used equipment, we offer flexible financing solutions with competitive rates and terms tailored to your business needs.

Key Benefits:

  • 100% financing available (no down payment required)
  • Tax advantages (Section 179 deduction eligible)
  • Fast approvals - often within 24 hours
  • Flexible terms up to 10 years
  • Equipment serves as collateral

Equipment Types We Finance:

Construction EquipmentMedical EquipmentManufacturing MachineryRestaurant EquipmentTrucks & TrailersOffice EquipmentTechnology & ITAgricultural Equipment

Financing Terms

  • Amounts:$10,000 – $3,000,000
  • Term Length:Up to 10 years
  • Interest Rates:Starting at 6.99%
  • Down Payment:0-20% (typically 0%)
  • Time to Funding:1-3 business days

Eligibility Requirements

  • 6+ months in business
  • 575+ credit score
  • $10K+ monthly revenue
  • Equipment must be business-related
  • No recent bankruptcies
  • No tax liens
  • Business bank account

Tax Benefits of Equipment Financing

Maximize your tax savings with these equipment financing benefits

Section 179 Deduction

Deduct the full purchase price of qualifying equipment in the year it was purchased, up to $1,160,000 for 2023.

Bonus Depreciation

Take an additional first-year depreciation deduction of up to 80% of the equipment cost in 2023.

Interest Deductions

Deduct the interest portion of your equipment loan payments as a business expense.

Note: Tax laws are complex and subject to change. Please consult with your tax advisor to understand how these benefits apply to your specific situation.

Ready to Get the Equipment You Need?

Our equipment financing specialists are here to help you find the perfect solution for your business.

Have questions? Contact our equipment financing team for more information.

Important Compliance Notice

Investor Credit Partners is not a lender. We are a brokerage and advisory firm that works with a network of funding providers. All programs, rates, amounts, and timelines are subject to change and approval by the underlying provider. Approvals depend on creditworthiness and underwriting. Some programs require a soft credit pull and some require a hard pull. Programs may be limited by state availability and industry. Nothing on this page is financial, legal, or tax advice.