Local Financing

State-Specific Business Loans

Discover specialized loan programs and incentives available in your state to help your business grow with favorable terms and local support.

Available State Programs

Explore financing options available in your state

Connecticut

CT

Available Programs:

  • Small Business Express Program
  • Manufacturing Innovation Fund
  • Urban Act Grant Program

Key Features:

Low-interest loansJob creation incentivesTechnical assistance

Massachusetts

MA

Available Programs:

  • Massachusetts Growth Capital Corporation
  • Economic Development Incentive Program
  • Small Business Technical Assistance

Key Features:

Loan guaranteesTax creditsWorkforce training grants

Rhode Island

RI

Available Programs:

  • Rhode Island Commerce Small Business Loan Fund
  • Rebuild Rhode Island
  • Small Business Assistance Program

Key Features:

Gap financingTax stabilizationExpedited permitting

Pennsylvania

PA

Available Programs:

  • Pennsylvania Industrial Development Authority
  • Small Business First Fund
  • Export Financing Program

Key Features:

Low-interest loansExport assistanceEnergy efficiency grants

Florida

FL

Available Programs:

  • Florida Small Business Emergency Bridge Loan
  • CAP Line Program
  • Rural Development Loans

Key Features:

Disaster recoverySeasonal financingRural business support

North Carolina

NC

Available Programs:

  • NC Capital Access Program
  • One North Carolina Fund
  • Job Development Investment Grant

Key Features:

Job creation grantsR&D tax creditsWorkforce training

South Carolina

SC

Available Programs:

  • SC Small Business Capital Access Program
  • Economic Development Set-Aside
  • Industry Partnership Fund

Key Features:

MicroloansInfrastructure grantsIndustry-specific support

Georgia

GA

Available Programs:

  • Georgia Small Business Credit Initiative
  • Entrepreneur & Small Business Loan
  • Regional Economic Business Assistance

Key Features:

Startup fundingRural developmentExport assistance

Texas

TX

Available Programs:

  • Texas Small Business Credit Initiative
  • Texas Enterprise Fund
  • Skills Development Fund

Key Features:

Job creation incentivesWorkforce trainingInfrastructure support

How State Loan Programs Work

Access local financing designed to support businesses in your community

1

Find Your State

Select your state to see available programs and incentives tailored to local businesses.

2

Review Eligibility

Check program requirements including business size, industry, and location criteria.

3

Apply & Get Funded

Complete the application process with our assistance and access your funds.

Benefits of State-Specific Programs

Why choose local financing for your business

Lower Interest Rates

Access below-market rates through state-backed loan programs designed to stimulate local economies.

Local Economic Support

Funding that stays in your community, supporting local job creation and economic growth.

Technical Assistance

Many programs offer business counseling, training, and support services at no additional cost.

Easier Qualification

More flexible underwriting criteria compared to traditional bank loans.

Tax Incentives

Potential access to tax credits, abatements, or other financial incentives.

Industry-Specific Programs

Specialized funding for agriculture, manufacturing, technology, and other key sectors.

Ready to Explore Local Financing Options?

Our local financing experts can help you navigate state-specific programs and find the best funding solution for your business.

Have questions? Contact our team