0% APR Financing

Business Line of Credit Program

Get $30,000 to $150,000 in 0% APR credit lines with our exclusive SLOC program. Perfect for startups and businesses with limited revenue history.

0% APR

For 12-24 months

$30K - $150K

Credit limits

1-2 Weeks

Approval time

No Revenue

Requirements

Program Overview

Our SLOC (Secured Line of Credit) Program offers businesses access to multiple credit lines with high limits at 0% APR. This program is specifically designed for startups and businesses that may not qualify for traditional financing.

Ideal For:

  • Startups needing initial capital
  • Businesses with limited revenue history
  • Entrepreneurs looking to preserve equity

Eligibility Requirements

  • Credit score 700+
  • 2+ years individual credit history
  • $20K+ combined credit card limits
  • Business registered for 6+ months
  • No revenue requirements
  • No restricted industries
  • Co-borrowers accepted

Required Documents

  • • Credit report (IdentityIQ, MyScoreIQ, MyFICO, or Experian)
  • • Valid driver's license

How Our 0% APR SLOC Program Works

Get funded in as little as 1-2 weeks with our streamlined process

1

Check Eligibility

Confirm you meet the basic requirements before applying.

2

Submit Application

Complete the initial application and submit required documents.

3

Approval Process

1-2 week review period with our underwriting team.

4

Receive Funding

Get access to your 0% APR credit lines upon approval.

Ready to Access 0% APR Funding?

Join hundreds of businesses that have secured funding through our SLOC program.

Apply Now

Have questions? Use our contact form to get in touch with our team.

Important Compliance Notice

Investor Credit Partners is not a lender. We are a brokerage and advisory firm that works with a network of funding providers. All programs, rates, amounts, and timelines are subject to change and approval by the underlying provider. Approvals depend on creditworthiness and underwriting. Some programs require a soft credit pull and some require a hard pull. Programs may be limited by state availability and industry. Nothing on this page is financial, legal, or tax advice.