SBA Preferred Lender

SBA 7A Rapid Loans

Get $50,000 to $150,000 with minimal documentation and fast pre-approval through the SBA 7A Rapid program. Government-backed terms designed for established businesses.

$50K - $150K

Loan amounts

Fast Pre-Approval

Quick processing

Government

Backed by SBA

Minimal

Documentation

Program Overview

The SBA 7A Rapid Loan program offers established businesses quick access to capital with the backing of the U.S. Small Business Administration. With minimal documentation requirements and fast processing times, this program is designed to meet the needs of growing businesses that require timely financing.

Key Benefits:

  • Minimal documentation required
  • Fast pre-approval and funding
  • Generous approval amounts
  • No debt service requirements
  • Can apply every 90 days (up to 3x per year)
  • Government-backed security
  • Competitive interest rates
  • Flexible use of funds

Loan Terms

  • Amounts:$50,000 – $150,000
  • Term Length:Up to 10 years
  • Interest Rate:Prime + 4.75%
  • Payment Frequency:Monthly
  • Guarantee Fee:0% for loans ≤ $150K

Eligibility Requirements

  • 2+ years in business
  • 640+ credit score
  • $50K+ monthly revenue
  • US Citizen or Legal Resident
  • No recent bankruptcies
  • No tax liens
  • Minimum 175 SBSS Score

Ideal Uses for SBA 7A Rapid Loans

Flexible funding solutions for various business needs

Working Capital

Cover day-to-day operational expenses and manage cash flow

Inventory Purchase

Stock up on inventory for seasonal demands or bulk discounts

Equipment

Purchase or upgrade business equipment and technology

Business Expansion

Fund growth initiatives and market expansion

Debt Refinancing

Consolidate higher-interest business debt

Staffing

Hire additional staff or cover payroll during growth phases

Required Documentation

To process your SBA 7A Rapid Loan application, we'll need the following documents:

  • Basic credit application
  • SBA 1919 Application
  • Last 2 years of filed tax returns (business and personal)
  • Personal financial statement
  • Proof of business insurance
  • Company debt schedule
  • 3 months of business bank statements
  • Government-issued photo ID

Ready to Apply for SBA 7A Rapid Financing?

Our SBA loan specialists are here to guide you through the application process and help you secure the funding your business needs.

Start Application

Have questions? Use our contact form to get in touch with our SBA specialists.