How It Works
A business line of credit provides flexible access to funds up to your approved limit. Similar to a credit card but with higher limits and lower rates, you can draw funds as needed and only pay interest on the amount you use.
Ideal Uses:
- Seasonal cash flow
- Inventory purchases
- Unexpected expenses
- Business opportunities
- Payroll and overhead
- Equipment repairs
Key Benefits
- Only pay interest on what you use
- Revolving credit that replenishes as you pay
- No prepayment penalties
- Builds business credit history
Credit Terms
- Credit Limit:$10,000 – $1,000,000
- Draw Period:24 months
- Interest Rate:WSJ Prime +1.5%
- Minimum Payment:5% of balance + interest
- Time to Funding:5-7 business days
Eligibility Requirements
- 2+ years in business
- 640+ credit score
- $100K+ annual revenue
- Business checking account
- No recent bankruptcies
- 25%+ owner guarantee
Ready to Access Flexible Business Credit?
Apply now and get a decision within 24 hours. Funds available in as little as 5 business days.
Have questions? Contact our team
Important Compliance Notice
Investor Credit Partners is not a lender. We are a brokerage and advisory firm that works with a network of funding providers. All programs, rates, amounts, and timelines are subject to change and approval by the underlying provider. Approvals depend on creditworthiness and underwriting. Some programs require a soft credit pull and some require a hard pull. Programs may be limited by state availability and industry. Nothing on this page is financial, legal, or tax advice.