Turn your outstanding invoices into immediate working capital with our flexible invoice factoring solutions. No long-term contracts, credit based on your customers' credit.
Invoice factoring provides immediate cash flow by converting your outstanding invoices into working capital. Unlike traditional loans, factoring is based on your customers' creditworthiness, not your business's credit history.
Immediate Cash Flow: Receive 80-90% of your invoice value within 24 hours
No Debt: Invoice factoring doesn't add debt to your balance sheet
Customer Credit Based: Approval based on your customers' creditworthiness
Flexible Growth: Funding scales with your sales volume
No Long-term Commitment: No monthly minimums or contracts required
• B2B or B2G businesses with net 30-90 day payment terms
• Companies experiencing rapid growth or seasonal cash flow gaps
• Businesses needing to meet payroll or purchase inventory
• Companies wanting to take advantage of early payment discounts
• B2B or B2G invoices (no consumer invoices)
• Customers with good commercial credit
• Minimum personal credit score
• Minimum time in business
• Financial statements or tax returns
Simple steps to get the working capital you need
Provide copies of your outstanding invoices
Receive up to 90% of invoice value within 24 hours
We handle collections from your customers
Receive the remaining 10-20% minus fees when customer pays
Invoice factoring works well for many B2B industries
Get started with invoice factoring today and turn your outstanding invoices into working capital.
Have questions? Use our contact form to get in touch with our factoring specialists.
Investor Credit Partners is not a lender. We are a brokerage and advisory firm that works with a network of funding providers. All programs, rates, amounts, and timelines are subject to change and approval by the underlying provider. Approvals depend on creditworthiness and underwriting. Some programs require a soft credit pull and some require a hard pull. Programs may be limited by state availability and industry. Nothing on this page is financial, legal, or tax advice.